BAM Launches Gana Empresa With Interest and Monthly Q10,000 Prize Draws
BAM launches Gana Empresa, a business account offering daily interest, full fund availability and monthly prize draws for commercial and SME clients.
BAM has added the Gana Empresa monetary account to its product portfolio, an option designed for business customers in the commercial and SME segments. The account allows companies to turn their transactional balances into daily financial returns while maintaining full access to their funds for operational needs.
The product generates interest on deposited funds in both Guatemalan quetzales and U.S. dollars, combining liquidity with returns on business balances.
Interest while maintaining access to funds
Gana Empresa is designed for organizations that need to keep their money available for day-to-day operations while generating interest on their balances.
The account has no restrictions on withdrawals or the use of funds for working capital, allowing businesses to maintain access to their money while receiving returns.
The account is available in:
- Guatemalan quetzales
- U.S. dollars

Monthly prize draws for eligible businesses
In addition to generating interest, Gana Empresa offers companies the opportunity to participate automatically in monthly prize draws.
Businesses that maintain an average monthly balance of Q50,000 or its equivalent in U.S. dollars are automatically eligible.
Each month, three winners are selected, with each receiving Q10,000 or its equivalent in U.S. dollars, deposited directly into their cash flow.
The product therefore combines daily returns on balances with the opportunity to receive additional funds through the monthly draws.
“We continue betting on the growth of companies and SMEs, with an account that not only generates interest on their balances, but also gives them the opportunity to participate in prize draws.”
How to apply for Gana Empresa
Businesses interested in opening a Gana Empresa account can submit their application at any BAM branch in Guatemala or through the bank's website.
The account application is available online through BAM's official website.